👥 Other People's Money
Group spending without the spreadsheet. Tag every entry as a shared expense or a personal lend — the two things group trips always conflate — see clean net balances, get the minimum set of transfers to settle up, and plan the next spend before committing. Everything stays on this device.
People & net balance
Add entry
Leave all blank for an equal split, or type who actually owes what (they don't need to add up — the tool scales them).
Ledger & settle up
No entries yet — add the first one above.
Afford planner
Answer "can we afford X?" before anyone commits.
Frequently asked questions
Record who paid for what, then settle net balances: each person's total paid minus their total share. This tool does the ledger and reduces it to the minimum number of transfers, so three people who all paid for things settle in one or two payments instead of a tangle.
How to use Other People's Money
- 1Open the tool — it runs entirely in your browser, nothing is uploaded.
- 2Enter or paste your input and follow the on-screen controls.
- 3Copy or download the result. Add it to Saved to find it again.