🏦 Loan Eligibility Checker

Estimate how much loan your income supports, at a 45% EMI cap.

Monthly net income₹60,000

Existing EMIs / obligations₹5,000

Interest rate9% p.a.

Tenure20 years

Eligible loan

₹24,45,189

Max monthly EMI

₹22,000

Estimated interest over 20 years: ₹28,34,811. Indicative only - actual eligibility depends on credit score and lender policy.