🏠 Living Contribution Splitter
50/50 splits breed resentment when incomes differ; "they pay the rent" breeds fragility. This splits household costs by the ratio of what you each actually bring home, checks both shares against the 30%-of-income comfort rule, and writes the money conversation for you. Everything stays on your device.
Household
Partner A
₹25,448
28% of their take-home · within the 30% comfort line
Partner B
₹15,552
28% of their take-home · within the 30% comfort line
💬 The money conversation, scripted
1.We bring home ₹90,000 and ₹55,000 — that's 62/38 of the household.
2.So on a proportional split, our ₹41,000 of shared costs lands at ₹25,448 for Partner A and ₹15,552 for Partner B.
3.Both shares stay under 30% of our individual incomes, which is the comfort zone — this split is sustainable, not just fair.
4.We'll revisit this every time either income changes — same rule, no renegotiation drama.
Frequently asked questions
The most sustainable default is proportional to take-home income: each partner contributes the same share of what they earn, so neither is squeezed relative to their capacity. This tool computes those shares, checks both against the 30%-of-income comfort rule, and writes the money conversation for you.
How to use Living Contribution Splitter
- 1Open the tool — it runs entirely in your browser, nothing is uploaded.
- 2Enter or paste your input and follow the on-screen controls.
- 3Copy or download the result. Add it to Saved to find it again.